/* Composition and task-specific components. Motion lives in motion.css. */
.field label span,.context-body legend span{font-size:12px;color:var(--muted);font-weight:400}
.close-text{grid-template-columns:1.25fr .75fr;min-height:350px;align-items:center;margin-top:28px}
.close-text>div{padding:64px clamp(28px,5vw,80px)}
.close-text .close-action{padding-left:20px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}
.close-text .close-action .pill{margin-top:0;min-width:230px}

.footer-headline{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;padding:20px 0 72px}
.footer-headline p{font-size:clamp(64px,9.2vw,142px);line-height:.98;letter-spacing:-.055em;color:var(--ink)}
.footer-headline p span{color:#7163b2}
.footer-up{width:56px;height:56px;font-size:25px;flex:none;margin-bottom:6px}
.footer-top{border-top:1px solid var(--line);padding-top:48px}
.chapters{list-style:none;padding:0;margin:0}
.chapters>li+li{margin-top:0}
body[data-page="how"] .page-hero-media{display:flex;align-items:center;background:#eae8ee;padding:30px}
body[data-page="how"] .page-hero-media .photo{position:relative;inset:auto;height:auto;aspect-ratio:3/2;border-radius:18px;width:100%}
body[data-page="how"] .page-hero-media:after{display:none}

.quote-panel.dark{border-radius:24px;padding:72px;background:var(--ink);color:white;text-align:left}
.quote-panel.dark p{color:#dbd7ef}.quote-panel.dark .eyebrow{color:var(--peri)}
.team-image{object-position:center;max-height:610px}
.enquiry-context{display:flex;align-items:flex-start;gap:16px;padding:18px;background:#efedf9;border:1px solid #dcd7ed;border-radius:16px;margin-bottom:26px}
.enquiry-context>div{min-width:0}.enquiry-context span{font-size:11px;display:block;margin-bottom:6px}
.enquiry-context strong{font-size:16px;font-weight:500;line-height:1.35;display:block}
.enquiry-context p{font-size:12px;line-height:1.5;margin-top:8px}
.enquiry-context .icon-button{flex:none;width:44px;height:44px}
.hub-orientation{display:grid;grid-template-columns:.9fr 1.1fr;gap:8%;align-items:center}
.hub-orientation>div>p{max-width:400px;margin-top:24px}
.hub-question{padding:42px;background:#eeecf8;border-radius:24px}
.hub-question h3{font-size:30px;line-height:1.2;max-width:430px}
.hub-question .campaign-options{margin-top:28px}
.hub-question .campaign-options button{background:white;border:1px solid #d7d2e6;color:var(--ink);font-size:16px;min-height:62px}
.hub-numbers{display:grid;grid-template-columns:.85fr 1.15fr;gap:8%;align-items:center}
.hub-numbers>div>p{margin:26px 0;max-width:400px}
.balance-comparison{padding:30px;background:#f0eef8;border-radius:24px;min-width:0}
.component-caption{font-size:12px!important;line-height:1.6!important;margin:0 0 18px!important}
.comparison-table{overflow:auto;margin:18px 0 22px}
.comparison-table table{border-collapse:collapse;width:100%;font-size:14px;text-align:left;font-variant-numeric:tabular-nums}
.comparison-table th,.comparison-table td{padding:17px 12px;border-bottom:1px solid #d6d1e6;vertical-align:middle}
.comparison-table th:first-child{padding-left:0}.comparison-table td:last-child,.comparison-table th:last-child{text-align:right;padding-right:0}
.comparison-table thead th{font-size:11px;font-weight:400;color:var(--muted);line-height:1.35}
.comparison-table tbody th{font-weight:500}.comparison-table td strong{font-size:20px;font-weight:500;color:var(--ink)}
.balance-comparison>.text-link{font-size:13px;margin-top:5px}
.hub-process-grid{display:grid;grid-template-columns:1fr 1fr;gap:7%;align-items:center;margin-bottom:32px}
.hub-process-grid>.photo{aspect-ratio:1.1}
.hub-process-grid ol{list-style:none;padding:0;margin:0}.hub-process-grid li{margin:0}
.library-toolbar{display:flex;justify-content:space-between;align-items:center;gap:28px;margin:64px 0 36px}
.library-toolbar>p{font-size:12px;white-space:nowrap;flex:none}
.guide-filters{position:relative;display:flex;gap:4px;padding:5px;background:#efedf6;border-radius:16px;max-width:100%;isolation:isolate;overflow:auto;scrollbar-width:none}
.guide-filters::-webkit-scrollbar{display:none}
.guide-filters button{padding:12px 20px;min-height:48px;font-size:14px;white-space:nowrap;position:relative;flex:none;border-radius:12px}
.guide-filters button[aria-pressed="true"]{color:var(--ink);font-weight:500}
.filter-indicator{position:absolute;top:5px;bottom:5px;background:white;border:1px solid #e1ddea;border-radius:12px;z-index:-1;pointer-events:none}
.grouped-guides{display:block}.guide-group{margin-bottom:44px}
.guide-group>h2{font-size:25px;line-height:1.25;letter-spacing:-.025em;margin-bottom:18px}
.guide-group>a,.guide-row-ghost{display:grid;grid-template-columns:116px 1fr 28px;gap:28px;align-items:center;padding:24px 0;border-bottom:1px solid var(--line);background:var(--paper)}
.guide-group>a>.photo,.guide-row-ghost>.photo{width:116px;height:100px;aspect-ratio:auto;border-radius:14px}
.guide-group>a small,.guide-row-ghost small{display:block;font-size:11px;color:var(--muted);margin-bottom:8px}
.guide-group>a h3,.guide-row-ghost h3{font-size:23px;line-height:1.25;margin:0}
.guide-group>a p,.guide-row-ghost p{font-size:13px;line-height:1.6;margin-top:10px;max-width:670px}
.guide-feature-mark{display:grid;place-items:center;height:100px;width:116px;border-radius:14px;background:var(--ink);color:var(--peri);font-size:12px}
.guide-empty{padding:48px;text-align:center;background:var(--soft);border-radius:24px}.guide-empty p{margin:18px 0 24px}
.contents-disclosure>summary{display:flex;align-items:center;justify-content:space-between;font-size:13px;font-weight:500;margin-bottom:18px;min-height:44px}
.contents-disclosure>summary svg{display:none}
.contents-disclosure nav{position:relative;isolation:isolate}
.article-body h2[tabindex="-1"]:focus{outline:none}
.article-body>section{scroll-margin-top:40px}
.article-body .learning-checklist,.article-body .learning-rows,.article-body .ownership-diagram{margin:28px 0}
.learning-checklist{padding:28px;background:#efedf8;border-radius:18px}
.learning-checklist h3,.learning-rows h3{font-size:21px;margin-bottom:20px;line-height:1.3}
.learning-checklist ul{padding:0;list-style:none;margin:0;display:grid;gap:18px}
.learning-checklist li{display:flex;gap:12px;align-items:flex-start;margin:0;font-size:15px;line-height:1.6}
.learning-checklist li svg{width:18px;height:18px;margin-top:3px;color:#6d5aaa}
.learning-rows>div{display:grid;grid-template-columns:30px 1fr;gap:4px 16px;padding:22px 0;border-top:1px solid var(--line)}
.learning-index{font-size:11px;color:#7163b2;margin-top:4px}.learning-rows strong{font-size:17px;font-weight:500}
.learning-rows p{grid-column:2;font-size:14px;margin:4px 0 0}
.arithmetic-worked{display:grid;grid-template-columns:1fr auto;gap:0 20px;background:var(--ink);color:white;border-radius:18px;padding:28px;margin:26px 0;font-variant-numeric:tabular-nums}
.arithmetic-worked>*{padding:14px 0;border-bottom:1px solid #ffffff20;font-size:14px}
.arithmetic-worked strong{font-weight:500;text-align:right}.arithmetic-worked>:nth-last-child(-n+2){border:0;color:var(--peri)}
.ownership-diagram{display:grid;grid-template-columns:1fr 24px 1fr;gap:16px;align-items:center;padding:24px;background:#efedf8;border-radius:18px}
.ownership-diagram>div{background:white;border-radius:12px;padding:22px}.ownership-diagram span{font-size:12px;display:block;margin-bottom:7px}
.ownership-diagram strong{font-size:17px;line-height:1.3;font-weight:500}.ownership-diagram>p{grid-column:1/-1;font-size:13px!important;margin:0!important}
.mobile-action-rail{position:fixed;bottom:0;left:0;right:0;z-index:30;padding:12px 20px max(12px,env(safe-area-inset-bottom));display:flex;gap:10px;background:#fcfbfaf5;border-top:1px solid var(--line);box-shadow:0 -8px 28px #1c184f08}
.mobile-action-rail .pill{flex:1;min-height:52px;padding-inline:15px;font-size:14px}
.receipt-layout:not(:has(.receipt-photo)){grid-template-columns:1fr;max-width:950px;padding-bottom:70px}
@media(hover:hover) and (pointer:fine){.hub-question button:hover{background:#e6e1f8}.guide-group>a:hover h3{color:#7163b2}.guide-group>a>svg{transition:transform 150ms var(--ease)}.guide-group>a:hover>svg{transform:translate(2px,-2px)}}
@media(max-width:1000px){.hub-orientation,.hub-numbers{gap:40px}.hub-question{padding:30px}.hub-process-grid{gap:35px}.close-text>div{padding:44px}.guide-filters button{padding-inline:15px}}
@media(max-width:760px){
 .close-text{grid-template-columns:1fr;min-height:0}.close-text>div{padding:36px 28px}.close-text .close-action{padding:0 28px 36px}.close-text .close-action .pill{min-width:0;width:100%}.close-text .reassurance{max-width:none}
 .footer-headline{padding:12px 0 42px;gap:16px}.footer-headline p{font-size:clamp(58px,14vw,88px)}.footer-up{width:44px;height:44px}.footer-top{padding-top:32px}
 body[data-page="how"] .page-hero-media{padding:16px 16px 48px}.quote-panel.dark{padding:42px 28px}
 .hub-orientation,.hub-numbers,.hub-process-grid{grid-template-columns:1fr;gap:32px}.hub-question{padding:28px 22px}.hub-question h3{font-size:26px}.hub-question .campaign-options button{font-size:15px}
 .balance-comparison{padding:24px 20px}.comparison-table{margin-top:12px}.comparison-table th,.comparison-table td{padding:14px 7px;font-size:12px}.comparison-table td strong{font-size:17px}
 .library-toolbar{display:block;margin-top:40px;margin-bottom:28px}.library-toolbar>p{margin-top:16px}.guide-filters{width:100%;border-radius:14px}.guide-filters button{font-size:13px;padding-inline:16px;min-height:44px}
 .guide-group>a,.guide-row-ghost{grid-template-columns:80px minmax(0,1fr) 18px;gap:16px;padding:22px 0}.guide-group>a>.photo,.guide-row-ghost>.photo,.guide-feature-mark{width:80px;height:90px;border-radius:12px}.guide-group>a h3,.guide-row-ghost h3{font-size:18px}.guide-group>a p,.guide-row-ghost p{font-size:12px;line-height:1.5}.guide-group>a small{font-size:10px}.guide-group>a>svg{width:18px}.guide-group>h2{font-size:23px;margin-bottom:0}
 .contents-rail{padding:0!important;background:var(--soft);border-radius:16px}.contents-disclosure{padding:8px 20px}.contents-disclosure>summary{margin:0;min-height:48px}.contents-disclosure>summary svg{display:block;width:17px}.contents-disclosure[open]>summary svg{transform:rotate(45deg)}.contents-disclosure nav{padding:10px 0 16px}
 .article-layout{gap:32px}.article-hero>div{padding-bottom:32px}.article-body>section{scroll-margin-top:24px}.learning-checklist{padding:22px}.learning-checklist li{font-size:14px}.arithmetic-worked{padding:20px;gap:0 12px}.arithmetic-worked>*{font-size:12px}.ownership-diagram{gap:10px;padding:18px}.ownership-diagram>div{padding:16px}.ownership-diagram strong{font-size:15px}
 body[data-page="contact"],body[data-page="campaign"]{padding-bottom:76px}
}
@media(max-width:380px){.guide-group>a,.guide-row-ghost{grid-template-columns:60px minmax(0,1fr) 16px;gap:12px}.guide-group>a>.photo,.guide-row-ghost>.photo,.guide-feature-mark{width:60px;height:76px}.guide-feature-mark{font-size:10px}.comparison-table td strong{font-size:15px}.comparison-table th,.comparison-table td{font-size:11px}.arithmetic-worked{grid-template-columns:1fr}.arithmetic-worked strong{text-align:left;padding-top:0}.arithmetic-worked span{border:0;padding-bottom:4px}}
@media(prefers-reduced-motion:reduce){.guide-filters *,.guide-group>a>svg{transition:none!important}}
@media print{.mobile-action-rail,.footer-headline,.library-toolbar{display:none!important}}

/* The library is a full-width feature followed by a complete filterable list. */
.guide-library{display:block}
.featured-guide{display:grid;grid-template-columns:1fr 1.05fr;position:relative;top:auto;align-items:stretch}
.featured-guide .photo{aspect-ratio:auto;height:420px;min-height:0}
.featured-guide>div{display:flex;flex-direction:column;justify-content:center;padding:48px}
@media(max-width:760px){.featured-guide{grid-template-columns:1fr}.featured-guide>div{padding:30px 26px}.featured-guide h2{font-size:32px}}

/* SMSF "Who does what" (approved 30 Sep 2026): a roles table. Columns are the four stages, rows the people; a filled dot
   leads the stage, a periwinkle ring takes part. Pointing at a stage, or focusing its heading, tints its column and shows what
   happens in it on the line below (main.js). Phones get one card per stage, with the people as chips. */
.roles{background:#fff;border-radius:26px;box-shadow:0 0 0 1px var(--line),0 24px 60px #1c184f14;padding:18px;margin-bottom:26px}
.roles-table{width:100%;table-layout:fixed;border-collapse:separate;border-spacing:0}
.roles-table thead td{width:170px}
.roles-table th,.roles-table td{padding:14px;text-align:left;vertical-align:middle;transition:background-color 250ms}
.roles-table thead th{vertical-align:bottom;padding:12px 14px 14px;font-size:16px;font-weight:500;line-height:1.25;letter-spacing:-.01em;border-radius:14px 14px 0 0;cursor:default}
.roles-table thead th small{display:block;font-size:12px;font-weight:600;color:#6a62aa;letter-spacing:0}
.roles-table thead th:focus-visible{outline-offset:-3px}
.roles-table tbody th{padding:14px 10px;font-size:14px;font-weight:500;color:var(--ink)}
.roles-table tbody th,.roles-table tbody td{border-top:1px solid var(--line)}
.roles-table td{font-size:13.5px;line-height:1.35;color:var(--muted)}
.roles-table td.is-lead,.roles-table td.is-part{position:relative;padding-left:38px}
.roles-table td>i{position:absolute;left:14px;top:50%;width:14px;height:14px;margin-top:-7px;border-radius:50%}
.roles-table td.is-lead{color:var(--ink);font-weight:500}
.roles-table td.is-lead>i,.roles-key i.is-lead{background:var(--ink)}
.roles-table td.is-part>i,.roles-key i.is-part{background:#fff;box-shadow:inset 0 0 0 2px var(--peri)}
.roles-table .is-lit{background:#eeedff}
.roles-line{margin-top:12px;padding:12px 14px;border-radius:16px;background:var(--soft);font-size:14.5px;line-height:1.5;color:var(--ink);min-height:48px}
.roles-line b{font-weight:500}
.roles-cards{display:none}
.roles-key{display:flex;flex-wrap:wrap;gap:8px 16px;margin-top:12px;font-size:12.5px;color:var(--muted)}
.roles-key span{display:inline-flex;align-items:center;gap:6px}
.roles-key i{width:12px;height:12px;border-radius:50%}
@media(max-width:1000px){.roles-table thead td{width:130px}.roles-table th,.roles-table td{padding:12px 10px}.roles-table td.is-lead,.roles-table td.is-part{padding-left:32px}.roles-table td>i{left:10px}}
@media(max-width:760px){
 .roles{padding:10px;border-radius:22px;box-shadow:0 0 0 1px var(--line)}
 .roles-table,.roles-line{display:none}
 .roles-cards{display:grid;gap:8px;list-style:none;margin:0;padding:0}
 .roles-cards>li{margin:0;padding:16px;border-radius:16px;background:var(--soft)}
 .roles-cards h3{font-size:18px;line-height:1.3}
 .roles-cards h3 small{display:block;font-size:12px;font-weight:600;color:#6a62aa;letter-spacing:0}
 .roles-cards p{font-size:14px;line-height:1.5;margin:4px 0 10px}
 .roles-cards ul{display:flex;flex-wrap:wrap;gap:6px;list-style:none;margin:0;padding:0}
 .roles-cards ul li{margin:0;display:inline-flex;align-items:center;min-height:28px;padding:3px 11px;border-radius:999px;background:#fff;box-shadow:inset 0 0 0 1.5px var(--peri);font-size:12.5px;font-weight:500;color:var(--ink)}
 .roles-cards ul li.is-lead{background:var(--ink);box-shadow:none;color:#fff}
 .roles-key{padding:4px 6px 2px}
}
@media(prefers-reduced-motion:reduce){.roles-table th,.roles-table td{transition:none}}

/* Fees "Make room for the other costs." (approved 30 Sep 2026): the six costs as cards in three columns, by when they come up.
   Each card names who can clarify it and what to ask, in the page's own words; no figures. Tinted column heads carry an
   icon. On phones a three-way switch shows one column at a time (main.js); without JavaScript all three stay. */
.cost-switch{display:none}
.cost-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.cost-col{display:flex;flex-direction:column;border-radius:24px;background:#fff;box-shadow:0 0 0 1px var(--line);overflow:hidden}
.cost-col:nth-child(1){--cost-tint:#e4e1ff}.cost-col:nth-child(2){--cost-tint:#eeedff}.cost-col:nth-child(3){--cost-tint:#ece8f7}
.cost-col-head{padding:20px 20px 18px;background:linear-gradient(180deg,var(--cost-tint),#fff0)}
.cost-col-icon{display:grid;place-items:center;width:42px;height:42px;margin-bottom:14px;border-radius:14px;background:#fff;color:var(--ink);box-shadow:0 4px 12px #1c184f10}
.cost-col-icon svg{width:20px;height:20px}
.cost-col-head h3{font-size:22px;line-height:1.25}
.cost-col-head p{margin-top:2px;font-size:14px;line-height:1.5}
.cost-items{list-style:none;margin:0;padding:0 12px 12px;display:grid;gap:10px}
.cost-item{margin:0;padding:16px;border-radius:18px;background:#fff;box-shadow:0 0 0 1px var(--line)}
.cost-item-top{display:flex;justify-content:space-between;align-items:flex-start;gap:6px 10px;flex-wrap:wrap}
.cost-item h4{font-size:17px;line-height:1.25;font-weight:500;letter-spacing:-.015em}
.cost-when{display:inline-flex;align-items:center;min-height:26px;padding:3px 10px;border-radius:999px;background:var(--soft);font-size:12px;font-weight:500;line-height:1.3;color:var(--ink);white-space:nowrap}
.cost-who{display:flex;align-items:center;gap:8px;margin-top:12px;font-size:13.5px;line-height:1.4;color:var(--ink)}
.cost-who>svg{flex:none;box-sizing:content-box;width:14px;height:14px;padding:6px;border-radius:50%;background:#eeedff}
.cost-ask{margin-top:10px;font-size:14px;line-height:1.5}
.cost-ask b{font-weight:500;color:var(--ink)}
@media(max-width:1000px){.cost-cols{gap:10px}.cost-col-head{padding:18px 16px 16px}.cost-items{padding:0 8px 8px}.cost-item{padding:14px}}
@media(max-width:760px){
 .cost-stages.is-enhanced .cost-switch{display:flex;gap:4px;margin-bottom:14px;padding:4px;border-radius:999px;background:var(--soft)}
 .cost-switch button{flex:1 1 auto;min-width:0;min-height:40px;padding:0 8px;border:0;border-radius:999px;background:none;color:var(--ink);font:inherit;font-size:12.5px;font-weight:500;letter-spacing:-.01em;white-space:nowrap;cursor:pointer;transition:background-color 200ms,box-shadow 200ms}
 .cost-switch button[aria-selected="true"]{background:#fff;box-shadow:0 2px 8px #1c184f14}
 .cost-cols{grid-template-columns:1fr;gap:12px}
 .cost-stages.is-enhanced .cost-col:not(.is-on){display:none}
 .cost-col:focus-visible{outline-offset:2px}
}
@media(max-width:380px){.cost-switch button{padding:0 6px;font-size:12px}}
@media(prefers-reduced-motion:reduce){.cost-switch button{transition:none}}

/* The start card (D44, 2 Oct 2026): a hub's first question sits inside its hero, as a white card, so the path starts in one
   tap. The buttons' transitions and press live in motion-v3.css; a pressed answer turns ink. */
.page-hero-copy .start-card{margin-top:28px;width:100%;max-width:470px}
.start-card{background:#fff;border-radius:22px;box-shadow:0 10px 40px -18px #10112390;padding:clamp(18px,2.2vw,26px);display:grid;gap:14px;color:var(--ink)}
.start-bars{display:flex;gap:6px}
.start-bars i{width:34px;height:5px;border-radius:2.5px;background:var(--line)}
.start-bars i.is-on{background:var(--ink)}
.start-q{font-size:clamp(19px,2vw,26px);line-height:1.2;letter-spacing:-.025em;font-weight:500;margin:0;max-width:none}
.start-card .actions{gap:16px}
.start-card .text-link{color:var(--ink)}
.start-options{display:grid;gap:9px;margin:0}
.start-options button{display:flex;align-items:center;justify-content:space-between;gap:12px;width:100%;min-height:52px;padding:13px 16px;border:0;border-radius:14px;background:var(--soft);color:var(--ink);font-size:15px;text-align:left;box-shadow:none}
.start-options button:hover{background:var(--soft);box-shadow:inset 0 0 0 1.5px #7163b2}
.start-options button[aria-pressed="true"]{background:var(--ink);color:#fff;box-shadow:none}
.start-options button svg{width:18px;height:18px;flex:none}
.start-reveal{display:grid;gap:12px;justify-items:start;padding-top:4px}
.start-reveal p{margin:0;font-size:15px;line-height:1.55;color:var(--ink)}
@media(max-width:760px){.page-hero-copy .start-card{max-width:none}.start-card{padding:18px}.start-q{font-size:20px}}

/* Guide rows and the receipt's steps lost their numbers (D43). */
.learning-rows>div{grid-template-columns:1fr}
.learning-rows p{grid-column:1}